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Capital One Announces Twenty-Fourth Consecutive Quarterly Dividend

January 18, 2001 at 5:02 PM EST

FALLS CHURCH, Va., Jan. 18 /PRNewswire/ -- Capital One Financial Corporation (NYSE: COF) today announced a quarterly dividend of 2 2/3 cents per share payable February 20, 2001 to stockholders of record as of February 8, 2001. This is the Company's twenty-fourth consecutive quarterly dividend since it became an independent company on February 28, 1995. Dividends declared by the Company are eligible for direct reinvestment in the Company's common stock under its Dividend Reinvestment and Stock Purchase Plan. For additional plan information, stockholders should contact First Chicago Trust Company, a division of Equiserve, at 800-446-2617.

Headquartered in Falls Church, Virginia, Capital One Financial Corporation (www.CapitalOne.com) is a holding company whose principal subsidiaries, Capital One Bank and Capital One, F.S.B., offer consumer lending products. Capital One's subsidiaries collectively had 33.8 million customers and $29.5 billion in managed loans outstanding as of December 31, 2000. Capital One is one of the major financial service providers on the Internet, with online account decisioning, real-time account numbering, online retail deposits and a growing number of customers serviced online. Capital One is a FORTUNE 500 company that trades on the New York Stock Exchange under the symbol "COF" and is included in the S&P 500 index. SOURCE Capital One Financial Corporation

CONTACT: Paul Paquin, V.P., Investor Relations, 703-205-1039, or Tatiana Stead, Manager, Corporate Media, 703-205-1070, both of Capital One Financial Corporation/