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Capital One Announces Twentieth Consecutive Quarterly Dividend

January 20, 2000 at 5:17 PM EST

FALLS CHURCH, Va., Jan. 20 /PRNewswire/ -- Capital One Financial Corporation (NYSE: COF) today announced a quarterly dividend of 2 2/3 cents per share payable February 22, 2000 to stockholders of record as of February 9, 2000. This is the Company's twentieth consecutive quarterly dividend since it became an independent company on February 28, 1995. Dividends declared by the Company are eligible for direct reinvestment in the Company's common stock under its Dividend Reinvestment and Stock Purchase Plan. For additional plan information, stockholders should contact First Chicago Trust Company, a division of Equiserve, at 800-446-2617.

Headquartered in Falls Church, Virginia, Capital One Financial Corporation (www.capitalone.com) is a holding company whose principal subsidiaries, Capital One Bank and Capital One, F.S.B., offer consumer lending products. Capital One's subsidiaries collectively had 23.7 million accounts and $20.2 billion in managed loans outstanding as of December 31, 1999, and are among the largest providers of MasterCard and Visa credit cards in the world. Capital One trades on the New York Stock Exchange under the symbol "COF" and is included in the S&P 500 Index. For the second consecutive year, Fortune magazine named Capital One to its list of the "Best Places to Work in the US."

SOURCE Capital One Financial Corporation

CONTACT: Paul Paquin, V.P., Investor Relations, 703-205-1039; or Sam Wang, Director, Media Relations, 703-289-6809, both of Capital One Financial Corporation/