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Capital One Announces Thirty-First Consecutive Quarterly Dividend

November 5, 2002 at 1:59 PM EST

FALLS CHURCH, Va., Nov. 5 /PRNewswire-FirstCall/ -- Capital One Financial Corporation (NYSE: COF) today announced a quarterly dividend of 2 2/3 cents per share payable November 20, 2002 to stockholders of record as of November 8, 2002. This is the company's thirty-first consecutive quarterly dividend since it became an independent company on February 28, 1995. Dividends declared by the company are eligible for direct reinvestment in the company's common stock under its Dividend Reinvestment and Stock Purchase Plan. For additional plan information, stockholders should contact EquiServe Trust Company, N.A., at (800) 446-2617.

Headquartered in Falls Church, Virginia, Capital One Financial Corporation (http://www.capitalone.com ) is a holding company whose principal subsidiaries, Capital One Bank and Capital One, F.S.B., offer consumer lending products. Capital One's subsidiaries collectively had 48.2 million accounts and $56.9 billion in managed loans outstanding as of September 30, 2002. Capital One, a Fortune 500 company, is one of the largest providers of MasterCard and Visa credit cards in the world. Capital One trades on the New York Stock Exchange under the symbol "COF" and is included in the S&P 500 index.

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SOURCE Capital One Financial Corporation

-0- 11/05/2002

/CONTACT: Paul Paquin, V.P., Investor Relations, +1-703-205-1039, or Tatiana Stead, Director, Corporate Media, +1-703-205-1070, both of Capital One Financial Corporation/