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Capital One Announces Record Date for Remarketing of 6.25% Senior Notes Due 2007

February 4, 2005 at 1:01 PM EST

MCLEAN, Va., Feb 04, 2005 /PRNewswire-FirstCall via COMTEX/ -- Capital One Financial Corporation (NYSE: COF) announced today that it expects on February 14, 2005 to remarket its 6.25 percent Senior Notes due 2007 originally issued as part of its 14,950,000 Upper DECS (NYSE: COFPRC). Holders of record on February 16, 2005 of the outstanding Upper DECS whose Senior Notes participated in a successful remarketing will receive remaining proceeds, if any, from that remarketing, after deduction of the remarketing fee and the purchase price of the portfolio of U.S. Treasury securities to be substituted for the Senior Notes as a component of the Upper DECS.

About Capital One

Headquartered in McLean, Virginia, Capital One Financial Corporation ( is a bank holding company whose principal subsidiaries, Capital One Bank and Capital One, F.S.B., offer consumer lending products and Capital One Auto Finance, Inc., offers automobile and other motor vehicle financing products. Capital One's subsidiaries collectively had 48.6 million accounts and $79.9 billion in managed loans outstanding as of December 31, 2004. Capital One, a Fortune 500 company, is one of the largest providers of MasterCard and Visa credit cards in the world. Capital One trades on the New York Stock Exchange under the symbol "COF" and is included in the S&P 500 index.

SOURCE Capital One Financial Corporation

Mike Rowen, V.P., Investor Relations, +1-703-720-2455, or Tatiana Stead, Director, External Communications, +1-703-720-2352, both of Capital One Financial Corporation